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TAKE CONTROL OF YOUR FINANCIAL RESOLUTIONS

    Home post_news TAKE CONTROL OF YOUR FINANCIAL RESOLUTIONS
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    TAKE CONTROL OF YOUR FINANCIAL RESOLUTIONS

    By admin | | 0 comment | 22 August, 2014 |

    freedomThe new financial year is a perfect time to make some resolutions to improve your financial health.  If you create simple and easy to follow resolutions you will be more likely to succeed.  To start you can ask yourself the following questions:

    • What do I really want to change?
    • What are the benefits of making changes
    • What steps do I need to take to make changes?
    • What will stop me from makng positive changes?
    • Are my changes realistic an long term?

    This article lists some simple, easy to implement resolutions you could take on for this new financial year.

    KEEP YOUR RECEIPTS

    The most common reason people don’t take advantage of tax deductions when they file their tax return is simply because they don’t keep their receipts. While keeping receipts for big ticket items is necessary, you don’t always need a receipt for the smaller items such as stationery and books.

    CREATE A BUDGET

    Achieving your financial goals doesn’t have to be daunting; a good way to start is with a  budget.  Try to keep a diary for your expenses and your spending.  This will enable you to track where your money is going and how much spare cash you can use to either attack your debt or build investments.

    CUT YOUR SPENDING

    Look at cutting unnecessary expenses. This could be as easy as making your lunch or coffee at home, cutting out optional extras such as lottery tickets or taking public transport instead of driving.

    PAY EXTRA

    Try paying more than the minimum off your debts. Whether it’s personal loans or credit cards, paying the minimum will hardly make a dent as you will only be paying off the interest.

    INCREASE YOUR SAVINGS

    Set aside a little bit of extra money each day, week or month. If you can save just $10 a day, you will have an extra $3,650 at the end of the year. You can talk to your employer about automatically deducting it from your pay – if you don’t see it you are less likely to miss it.

    CONTRIBUTE TO YOUR TO SUPER

    Think of the long term and your lifestyle when you retire. One way to increase your retirement savings is through salary sacrificing some of your pre-tax salary.

    SEEK PROFESSIONAL ADVICE

    Speak to us today about how we can help you keep your resolutions and make sure your financial strategy is appropriate for the year ahead.

     

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    Optima Partners is an energetic and innovative accounting, taxation and business advisory firm with offices in Osborne Park, Guildford and Fremantle.

    To discover how we help businesses across Perth please drop us a line today.

    Tel: (08) 6267 2200

    Email: reception@optimapartners.com.au

    Osborne Park Office

    Suite 3, 128 Main Street,
    Osborne Park,
    WA 6017

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    Osborne Park,
    WA 6917

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    WA 6055

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    Fremantle,
    WA 6160

    Please call for appointment

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