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Home Archive by category "LIfe Lessons"

YOU CAN’T PLAN EVERYTHING – INSURANCE

By admin | Estate Planning, LIfe Lessons | 0 comment | 21 March, 2017 |

ARE YOU PREPARED ? INSURANCE ? Last week my brother-in-law had to undergo surgery. It was a planned surgery and considered quite routine by the surgeon. He should have been in and out in just a few days, home and rested and then returning to work. What we didn’t know when he went in forRead more

How will I EVER afford to retire?

By admin | Blog, Estate Planning, LIfe Lessons, SMSF & Superannuation | 0 comment | 13 March, 2017 |

  How will I EVER afford to retire ? Don’t worry, we all think it. I’m in the financial planning industry, assisting people every day with superannuation and insurance, yet I still look at my own super balance and think “that will never be enough. I’ll be working until I’m 90 years old”. For theRead more

Work Related Travel Expenses

By admin | LIfe Lessons, Tax time / planning | 0 comment | 17 February, 2017 |

Work Related Travel Expenses – What are your substantiation requirements? You may find yourself in the situation where you have received a travel allowance from your employer and you are spending money while on work related travel for the cost of meals, accommodation and incidentals – so where do you stand with the tax man andRead more

2017 New Years Resolutions

By admin | Blog, LIfe Lessons, Tax time / planning | 0 comment | 9 February, 2017 |

2017 New Years Resolutions Keeping up to date with your tax and accounting obligations It’s the beginning of a new year and we’re motivated enough to do something better. Why not use this time to get all your accounting and tax affairs in order? Here are some tips and tricks on how you can meetRead more

Superannuation – moving from Australia to New Zealand

By admin | Blog, LIfe Lessons, SMSF & Superannuation | 0 comment | 6 February, 2017 |

Super Transfers to New Zealand If you’re planning to move permanently or indefinitely to New Zealand, you may transfer your retirement savings from a participating Australian super fund to a New Zealand KiwiSaver scheme. You may only transfer retirement savings between a complying APRA-regulated superannuation fund and a KiwiSaver scheme. Check with your fund andRead more

Beat the Christmas Stress

By admin | Blog, LIfe Lessons | 0 comment | 12 December, 2016 |

With Christmas and New Year fast approaching, here are a few pointers to help you take care of your mind and body over the festive season to help beat the christmas stress : Have fun – when you start feeling stressed, stop and do something that you enjoy doing – make a cup of tea,Read more

WHY IT’S OK TO EXCLUDE – LIFE INSURANCE

By admin | Blog, Insurances, LIfe Lessons | 0 comment | 5 December, 2016 |

Being excluded is something no one really wants. Kids in the playground at school don’t want to be excluded, and teenagers certainly don’t want to be excluded from the best party that their friend is having. As we reach adulthood though, there is a time and place for exclusions. One of those is in theRead more

HOW TO DEAL WITH DISTRACTIONS

By admin | Blog, LIfe Lessons | 0 comment | 7 October, 2016 |

The world that we are living in has become a constant overload of information; a continuous flow of messages through mobile phones, electronic devices, internet, social media & advertising on nearly every flat surface possible. I can’t help to sometimes feel that my life is constantly being interrupted and my focus clouded with information, informationRead more

THINK F.A.S.T.

By admin | Blog, LIfe Lessons | 0 comment | 2 June, 2016 |

THINK F.A.S.T  –    STROKE AWARENESS If you know what these initials stand for, then you either pay good attention to advertising or you know someone who has suffered a stroke. 1 in 6 people will suffer a stroke in their lifetime. Stroke is one of my “scary” things. We all have them, a health issueRead more

WHAT IS MUM WORTH?

By admin | Blog, Insurances, LIfe Lessons | 0 comment | 26 May, 2016 |

  TRAUMA INSURANCE WHAT IS MUM WORTH? We hear it from our clients all the time when we are discussing income and what each partner earns. The words from a stay at home parent – “Oh, I don’t need insurance, I just stay at home with the kids!” We can often de-value what a stay-at-homeRead more

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    Optima Partners is an energetic and innovative accounting, taxation and business advisory firm with offices in Osborne Park, Guildford and Fremantle.

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